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	<title>Chicagoland Real Estate Forum &#187; Insurance</title>
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	<link>http://www.chicagolandrealestateforum.com</link>
	<description>New home news and updates about Chicago Real Estate</description>
	<lastBuildDate>Tue, 22 May 2012 20:16:53 +0000</lastBuildDate>
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		<title>Your Homeowner’s Insurance Protects More than Just Your Home</title>
		<link>http://www.chicagolandrealestateforum.com/2012/04/15/your-homeowner%e2%80%99s-insurance-protects-more-than-just-your-home/</link>
		<comments>http://www.chicagolandrealestateforum.com/2012/04/15/your-homeowner%e2%80%99s-insurance-protects-more-than-just-your-home/#comments</comments>
		<pubDate>Sun, 15 Apr 2012 16:47:08 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[equifax finance blog]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[insurance claims]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=30660</guid>
		<description><![CDATA[While it is commonly known that homeowner&#8217;s insurance protects the structure of your home, including the interior and the exterior, there are many other facets that a policy can cover. For instance, did you know that homeowner’s insurance protects you in the event that your pet harms someone or something? This is an important facet [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Nearly Half of Chicago&#8217;s Homeowners are Underwater</title>
		<link>http://www.chicagolandrealestateforum.com/2011/11/08/nearly-half-of-chicagos-homeowners-are-underwater/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/11/08/nearly-half-of-chicagos-homeowners-are-underwater/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 22:06:03 +0000</pubDate>
		<dc:creator>Tracey</dc:creator>
				<category><![CDATA[Chicago Real Estate News]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Chicago real estate underwater]]></category>
		<category><![CDATA[HARP plan]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[third quarter home values]]></category>
		<category><![CDATA[underwater homeowners]]></category>
		<category><![CDATA[Zillow Home Value Index]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=24509</guid>
		<description><![CDATA[In real estate, negative equity occurs when more is owed on a mortgage than its home is worth. That homeowner is underwater. During the third quarter of this year, practically one out of every two metro Chicago real estate owners were submerged. According to the Zillow Home Value Index released Tuesday, 46.2 percent of all [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Homeowners Insurance and Injuries on Your Property</title>
		<link>http://www.chicagolandrealestateforum.com/2011/11/08/homeowners-insurance-and-injuries-on-your-property/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/11/08/homeowners-insurance-and-injuries-on-your-property/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 18:03:53 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[equifax finance blog]]></category>
		<category><![CDATA[homeowners insurance]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=24463</guid>
		<description><![CDATA[Homeowners insurance is an important thing to have. For most people, it&#8217;s just a precaution. However, if a situation arises where a claim needs to be filed, do you know how to handle it? In “Homeowners Insurance: Someone Gets Hurt On Your Property”on the Equifax Finance Blog, Linda Rey offers tips for what to do [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Appraisals Go Green to Account for Energy Costs</title>
		<link>http://www.chicagolandrealestateforum.com/2011/10/31/appraisals-go-green-to-account-for-energy-costs/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/10/31/appraisals-go-green-to-account-for-energy-costs/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 17:26:23 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Chicago Real Estate News]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Energy Efficient]]></category>
		<category><![CDATA[Green Building]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[USGBC]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[Buying Chicago Green Homes]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[green buildign]]></category>
		<category><![CDATA[leed]]></category>
		<category><![CDATA[LEED for Homes]]></category>
		<category><![CDATA[lending restrictions]]></category>
		<category><![CDATA[USGBC - Chicago]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=24063</guid>
		<description><![CDATA[Mortgage underwriters generally weigh several numbers when deciding whether a family can afford a new home. They look at income, of course, and tally up expenses in the form of a home’s property taxes, insurance premiums and monthly payments. There is one number they ignore: how much a household spends on its utilities, a figure [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Paying PMI on Chicago Real Estate</title>
		<link>http://www.chicagolandrealestateforum.com/2011/10/26/avoid-paying-pmi-on-chicago-real-estate/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/10/26/avoid-paying-pmi-on-chicago-real-estate/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 13:19:37 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Chicago Real Estate News]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Chicago Real Estate]]></category>
		<category><![CDATA[equifax finance blog]]></category>
		<category><![CDATA[private mortgage insurance]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=23880</guid>
		<description><![CDATA[Now is a great time to buy Chicago real estate thanks to all-time low rates on 30-year fixed mortgages and 15-year fixed loans. If you&#8217;re planning on taking advantage of the favorable market, don&#8217;t forget about private mortgage insurance. Private mortgage insurance (PMI) offers limited protection for lenders in case a homeowner goes into default [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Sports Health Insurance for Children</title>
		<link>http://www.chicagolandrealestateforum.com/2011/10/21/understanding-sports-health-insurance-for-children/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/10/21/understanding-sports-health-insurance-for-children/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 20:11:04 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Chicago Real Estate News]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[equifax finance blog]]></category>
		<category><![CDATA[health insurance]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=23767</guid>
		<description><![CDATA[Sports can be fun at any age, but they can also be great tools for teaching leadership, teamwork and other skills. With fall rapidly approaching, chances are good that your child is already playing his or her favorite sport. If your child plays for a school or youth team, they need a sports physical to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Help Protect Homes from Water Damage</title>
		<link>http://www.chicagolandrealestateforum.com/2011/09/29/you-can-help-protect-homes-from-water-damage/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/09/29/you-can-help-protect-homes-from-water-damage/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 14:17:02 +0000</pubDate>
		<dc:creator>Tracey</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[National Flood Insurance Program]]></category>
		<category><![CDATA[NFIP]]></category>
		<category><![CDATA[Obama's job plan]]></category>
		<category><![CDATA[Republican Senate]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=22844</guid>
		<description><![CDATA[Flooding is a nation-wide problem, but on Friday, the federal program that insures homes against flood damage is expiring. Between 1990 and 2005, flood disasters were declared in every single state, according to the National Association of REALTORS (NAR). In June of this year, flood disasters were declared in 10 states, one of them Illinois. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Drive Fast and Lose Big on Car Insurance</title>
		<link>http://www.chicagolandrealestateforum.com/2011/09/21/drive-fast-and-lose-big-on-car-insurance/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/09/21/drive-fast-and-lose-big-on-car-insurance/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 16:30:38 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Chicago Real Estate News]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[equifax finance blog]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=22526</guid>
		<description><![CDATA[One of the upsides of living in a big city is the convenience to everything. The downside is having to deal with traffic&#8230;lots of traffic. This everyday inconvenience can quickly turn into a major headache, especially when you&#8217;re running late for work or an appointment. Even though it may seem like a good time to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Preparing for Disasters in Chicago</title>
		<link>http://www.chicagolandrealestateforum.com/2011/08/31/preparing-for-disasters-in-chicago/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/08/31/preparing-for-disasters-in-chicago/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 16:29:51 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[equifax personal finance blog]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=21729</guid>
		<description><![CDATA[Whenever we see disasters on television, each of us react differently. Some of us are thankful that we weren&#8217;t in that situation, while others assume that something similar will never happen to them. However, with the recent natural disasters that have hit the eastern part of the United States, television viewers never know when they [...]]]></description>
		<wfw:commentRss>http://www.chicagolandrealestateforum.com/2011/08/31/preparing-for-disasters-in-chicago/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Need Earthquake or Flood Insurance?</title>
		<link>http://www.chicagolandrealestateforum.com/2011/08/30/need-earthquake-or-flood-insurance/</link>
		<comments>http://www.chicagolandrealestateforum.com/2011/08/30/need-earthquake-or-flood-insurance/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 17:28:32 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[earthquake insurance]]></category>
		<category><![CDATA[equifax personal finance blog]]></category>
		<category><![CDATA[National Flood Insurance Program]]></category>

		<guid isPermaLink="false">http://www.chicagolandrealestateforum.com/?p=21699</guid>
		<description><![CDATA[It has certainly been a crazy few weeks for homeowners in the United States, with the recent earthquake and the effects of Hurricane Irene still being felt. Although they may not have considered it before, these events may cause owners of Chicago real estate (and certainly real estate owners in other parts of the country) [...]]]></description>
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		<slash:comments>0</slash:comments>
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